About

Licensed Money Lender

We provide sensible rate of interests for individual loans and pay day loans. We likewise aim to offer hassle-free and easy to comprehend personal loan services for our their clients. When all the files and agreements are full at the point of registration as stated by law, we process the loans on the spot to guarantee you get your loans quickly in accordance with the law.
With a transparent and clear rates (interest rate) structure in location, we have different flexibile payment options and customise your loans for your individual needs.
We value sincerity, fairness and openness in our business negotiations and our terms are simple with no fine prints.
We are licensed in Singapore as legal money lenders and you might have a few of the concerns listed below:
Exactly what should I think about before taking up a loan?You are lawfully bounded to honour the agreement and agreement with any licensed money lender. You are recommended on think about the commitments carefully before you get in into one.
How much can I obtain?

For safe loans, you can acquire a loan of any amount of money. For unsecured loans, you can get: Up to $3,000, if your yearly income is less than $20,000; Up to 2 months’ income, if your yearly income is $20,000 or more however less than $30,000; Up to 4 months’ income, if your annual income is $30,000 or more but less than $120,000; andAny amount, if your annual earnings is $120,000 or more.
What are the rate of interest moneylenders can charge?

If your annual earnings is $30,000 and below, the interest rate for both secured and unsecured loans is capped at:13 percent Effective Interest Rate for protected loans; and20 per cent Effective Interest Rate for unsecured loansIf your annual earnings is $30,000 or more, the caps above are not appropriate and interest rate is to be decideded upon in between the customer and the moneylender.
What are the costs that moneylenders can charge?Please kindly inspect with us for the legal terms on the contract
How do I know whether a lender is licensed or not?

Please kindly contact our on the details for license as needed throughout your loan application
What should I do after being given a loan?

You should honour the contract and contract you became part of with us and make timely payments simply as you would with any banks such as a bank

We provide affordable interests rates for personal loans and pay day loans. We also intend to offer easy and problem-free to comprehend individual loan services for our their clients. Once all the files and contracts are full at the point of registration as stated by law, we process the loans on the area to ensure you get your loans quickly in accordance with the law.

 

Personal Loans Singapore

A personal loan is made in the name of a specific to obtain money. Before obtaining a personal loan, you should comprehend your legal rights under the law, the policies governing interests rates and other loaning terms with concerns to a loan.
From time to time everybody might deal with some monetary difficulties and if you need a personal loan, do contact us with regards to your personal loans needs!
We are a licensed money lender in Singapore offering personal loans to people in requirement.

Life is complete of up and downs and from time to time, some of us arrive at difficult times and faces financial difficulty.
The money providing market in Singapore is regulated and offers an olive adhere to consumers who have bad credit ratings and are unable to get loans from traditional banks such as banks.
Licensed money loan providers offer loans to individuals and are managed by the pertinent authorities. You are recommended to look into your rights prior to making any loan arrangements.
The rate of interests for borrowing from licensed money loan providers in Singapore are higher to compensate for the higher dangers they bear due to the bad credit scores of the borrowers. Money lenders provide short-term financial relief to those in requirements.

 

Pay Day Loan

A Pay Day Loan typically has a short loan term and upon approval (based on Singapore’s policies on Money Lending), you can usually get money on the spot.
As licensed money lenders approved by the Monetary Authority of Singapore, we provide personalized and flexible repayment approaches by means of Pay Day Loans.
We comprehend that you might not have excellent credit scores and you might be unable to obtain a loan from the banks– over here we can aid you with your brief term financing requires by methods of a pay day loan.
We all have actually unforeseen circumstances thrown at us and having no access to standard financial organizations, facing that monetary difficulties can be hard. It is likewise not simple to borrow from good friends and family members.
Over here, we pride ourselves as being able to help those in requirements of brief term money with our versatile loans.
Get in touch with us for more aid with concerns to your requirements on Pay Day Loan!