Financial Planning Made Easy

Licensed Money Lender

We provide reasonable interests rates for individual loans and pay day loans. We also aim to offer simple and problem-free to comprehend personal loan services for our customers. When all the agreements and documents are full at the point of registration as specified by law, we process the loans on the spot to ensure you get your loans quickly in accordance with the law.
With a clear and transparent rates (interest rate) structure in location, we have numerous flexibile payment choices and customise your loans for your individual needs.
We value honesty, fairness and transparency in our business transactions and our conditions and terms are simple without any small prints.
We are licensed in Singapore as legal money lenders and you might have some of the concerns listed below:
What need to I think about before using up a loan?You are legally bounded to honour the agreement and agreement with any licensed money lender. You are advised on think about the obligations thoroughly before you become part of one.
Just how much can I obtain?

For protected loans, you can get a loan of any amount. For unsecured loans, you can get: Up to $3,000, if your yearly earnings is less than $20,000; Up to 2 months’ income, if your annual income is $20,000 or more however less than $30,000; Up to 4 months’ income, if your yearly earnings is $30,000 or more but less than $120,000; andAny amount, if your annual income is $120,000 or more.
What are the interest rates lenders can charge?

If your annual income is $30,000 and below, the interest rate for both received and unsecured loans is topped at:13 percent Effective Interest Rate for protected loans; and20 per cent Effective Interest Rate for unsecured loansIf your yearly income is $30,000 or more, the caps above are not relevant and interest rate is to be set in between the borrower and the lender.
What are the charges that lenders can charge?Please kindly inspect with us for the legal terms and conditions on the arrangement
How do I know whether a moneylender is licensed or not?

Please kindly contact our on the information for license as needed during your loan application
What should I do after being granted a loan?

You should honour the agreement and agreement you entered into with us and make prompt payments just as you would with any banks such as a bank

We offer reasonable interests rates for individual loans and pay day loans. We likewise aim to supply simple and hassle-free to comprehend individual loan services for our clients. As soon as all the contracts and files are full at the point of registration as stipulated by law, we process the loans on the spot to guarantee you get your loans quick in accordance with the law.